UK & Europe
Tax, VAT, and country-specific net-salary tools for the UK, Germany, France, the Netherlands and across Europe — all free.
Estimate UK income tax for 2026-27 with Scottish rates and National Insurance.
Instant after-tax figures for UK salaries from £20,000 to £150,000 — tax, NI, and monthly pay.
Turn any £/hour rate into yearly, monthly, and weekly pay on a 37.5- or 40-hour week — with per-rate pages from £12 to £50 including 2026-27 take-home.
Calculate VAT for 15 European countries with inclusive/exclusive and reverse VAT modes.
Estimate net salary after tax and social contributions across key European countries.
Estimate Germany net salary with income tax, social insurance, and solidarity surcharge.
Instant brutto-to-netto figures for German salaries from €25,000 to €150,000.
Estimate France take-home salary after income tax and social contributions.
Estimate Dutch net salary with box-1 tax and the common tax-credit adjustment.
Estimate Belgian net salary after RSZ social security, income tax and the communal surcharge.
Estimate Austrian net salary across 14 payments, with the 13th and 14th taxed at 6%.
Estimate Swedish net salary after grundavdrag, jobbskatteavdrag and municipal tax.
Estimated 2026 take-home pay for a single employee on a typical gross salary in each country’s own currency, after income tax and employee social contributions. Click a country to run your own numbers.
| Country | Example gross | Net / year | Net / month | Keeps |
|---|---|---|---|---|
| 🇨🇭 Switzerland | CHF 90,000 | CHF 75,413 | CHF 6,284 | 84% |
| 🇬🇧 United Kingdom | £50,000 | £39,520 | £3,293 | 79% |
| 🇳🇱 Netherlands | €60,000 | €46,987 | €3,916 | 78% |
| 🇸🇪 Sweden | SEK 600,000 | SEK 461,867 | SEK 38,489 | 77% |
| 🇦🇹 Austria | €60,000 | €41,082 | €3,424 | 68% |
| 🇩🇪 Germany | €60,000 | €37,551 | €3,129 | 63% |
| 🇧🇪 Belgium | €60,000 | €37,220 | €3,102 | 62% |
| 🇫🇷 France | €60,000 | €36,116 | €3,010 | 60% |
Planning estimates only — figures use national averages where rates vary locally (Swiss canton, Swedish municipality, Belgian communal surcharge), exclude church tax and surcharges, and salaries are not currency-adjusted between countries. The monthly column is the annual net divided by twelve; Austria actually pays fourteen times a year, so a regular Austrian month is smaller and June and November are much larger. Cost of living differs; a higher keep-rate is not automatically a higher standard of living.
Every tool in this suite runs on country-specific 2026 rules, not a generic percentage. The Germany calculator applies the official §32a EStG income-tax formula plus solidarity surcharge and social-insurance contributions up to their assessment ceilings. The France calculator models the CSG/CRDS social charges that come out of pay before income tax is even assessed. The Netherlands calculator includes the general tax credit and labour credit whose taper makes Dutch take-home unusually progressive. The Belgium calculator deducts RSZ social security and the flat-rate professional expenses allowance before any band applies, then adds the communal surcharge your municipality levies on the tax due. The Austria calculator splits Jahresbrutto across the 14 payments Austrian salaries are actually quoted in, taxing the 13th and 14th at the flat 6% Sonderzahlungen rate rather than the marginal one. The Sweden calculator applies the grundavdrag and the jobbskatteavdrag that make Swedish take-home far milder than its headline municipal rate, and refunds the pension fee the way a skattereduktion actually does. And the UK calculator applies income tax bands alongside National Insurance, including the 60% effective marginal rate where the personal allowance tapers away between £100,000 and £125,140.
That is why the same €60,000 salary produces very different net pay: roughly €37,551 in Germany, €36,116 in France, and €46,987 in the Netherlands (single employee, no church tax — the figures in the table above come from the same engine). Use a country calculator for a detailed breakdown of your own salary, the European comparison tool to see several countries side by side, or the EU VAT calculator for consumption-tax rates across member states. If you earn a round salary, the UK and Germany take-home tables give instant answers for common salary levels without entering anything.